Documents Required for Personal Loan
(Tentative List – Few more documents on case bais may be asked by the bank/loaner)
Salaried |
· Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one) · Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one). · Latest 6 months Bank Statement (where salary/income is credited). · Salary slips for last 3 months. · 2 Passport Size photographs. |
Self-Employed |
· KYC Documents : Proof of Identity; Address proof; DOB proof. · Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one). · Income proof (audited financials/ITR for the last two years). · Latest 6 months Bank statement. · Office address proof. · Proof of residence or office ownership. · Proof of continuity of business. |
Documents Required for Home Loan
& Mortgage Loan (Tentative List – Few more documents on case bais may be asked by the bank/loaner)
| Documents | Salaried | Self Employed Professional | Self Employed Non Professional |
|---|---|---|---|
| Application form with photograph duly signed |  |
|
|
| Identity, residence and age proof | |
|
|
| Last 6 months bank statements | |
|
|
| Last 3 months Salary-slips | |
||
| Processing fee cheque | |
|
|
| Form 16 / Income Tax Returns | |
|
|
| Proof of business existence | |
|
|
| Business profile | |
||
| Education qualification certificate and proof of business existence | |
||
| Last 3 years Income Tax Returns with computation of Income | |
|
|
| Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account | |
|
Post closure of loan, documents required for handover of original Property documents
